# Take out loans

Connect your wallet on the right network and go to the "[Borrow](https://app.kairos.loan/borrow)" tab

## 1. Select the duration

Choose the desired duration of the loan using the top slider then clic "Submit". Depending on the desired duration, your NFTs that can be used for a loan will appear according to the available liquidity. On the top corner of the NFT, the maximum amount borrowable for each NFT.

<figure><img src="/files/Mt7byk0ZFYEI3cwGb5kX" alt=""><figcaption></figcaption></figure>

## 2. Select the NFTs to borrow against

* select the NFTs to use as collateral, you can select multiple NFTs from multiple collections. Then clic "Confirm the selection"

<figure><img src="/files/Y5ZOhtXR3AkgjHolk4cs" alt=""><figcaption></figcaption></figure>

## 3. Approve the terms and instant borrow

* For each NFT, up to a maximum, you can choose how you'll borrow. This will have an impact in the case of a liquidation. If you do not borrow the maximum amount you'll received a share of the revenues generated by this liquidation in a proportional way.
* In some cases you'll be able to borrow for a longer period thant choosen at the begining with no additional cost.
* Approve the NFTs (either each one by one or by collection)
* Read carefully the terms and how much you'll have to repay if you decide to repay on the due date.\*
* Clic on "Borrow" and Voilà!

<figure><img src="/files/wHqQCEjQ98PgnsUYjTCp" alt=""><figcaption></figcaption></figure>

<figure><img src="https://github.com/kairos-loan/monorepo/blob/main/packages/doc/.gitbook/assets/image%20(6).png" alt=""><figcaption></figcaption></figure>

\*By borrowing less than the maximum, in the event of liquidation you would receive a proportionate share of the revenue generated by the sale of the NFT.


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